UT Holdings is a private leading brand with one of the most diversified holding interests in the financial services sector in Ghana. As an award winning brand, UT Holdings is made up of eight subsidiary companies which focus on Banking, Life Insurance, Logistics, Properties Management, Debt Recovery and Private Security Services. It also has a non-bank financial institution in Nigeria.

With a workforce of over 1,800 dynamic and dedicated professionals working in 45 locations in Ghana and Nigeria, UT Holdings provides assorted but integrated solutions to small and medium-sized businesses and individuals, by driving the synergies of the various award winning businesses.

Dedicated to the vision of being “The best shareholder value creator in Africa”.

UT Holdings, through its affiliates and subsidiaries demonstrates commitment to improving the lives of people through its numerous corporate social responsibility interventions. These include blood donations, financial literacy programmes, an ongoing breast cancer campaign and the Board Chairman’s annual Christmas Day outreach programme.


UT began as a Finance House in 1997 under the name Unique Trust Financial Services Limited, with a capital of about $20,000 and operating from a single room office in the heart of Accra, the capital city of Ghana. It was co-founded by Messrs Prince Kofi Amoabeng, an Investment Consultant and Joseph Nsonamoah, an Entrepreneur.

The accelerated growth and success of UT Financial Services, then created the need for restructuring of the business into a Group with diverse but synergistic entities that enabled it to offer value added services to clients.

Built on a passion to serve the informal sector, UT has grown into a company that is able to provide innovative solutions to its clients; achieved through its solid business structure, flexibility and timely delivery of service.

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